Our patented AI, trained on world-class structured finance expertise, found the arbitrage, scored it, and engineered a new asset class to capture it.
Our vision evolved from thirty years of independent structured finance consulting at Precision Analytics — advising major investment banks, municipal issuers, and international development institutions on over $500 billion in transactions.
2GenPen is designed to be a stabilizing, evolutionary force within the capital market system — a vehicle that welds capital to social purpose in more efficient and integral ways.
The first patented AI/ML credit framework built by structured finance practitioners, not data scientists.
MUseQ® — The Intelligence
The only analytical engine that scores across every credit asset class simultaneously — cross-asset structural risk intelligence built on 30+ years of real transactions.
New Asset Class
What CLOs did for corporate loans, CMLO® does for municipal infrastructure. Same structure. Safer collateral. Higher yield.
MQval™
Not a letter grade. Not an opinion. A number — cross-comparable, forward-looking, dynamic. Chicago: 83.75. Above both AAA benchmarks.
Proof of Concept
Chicago Rising CMLO® Trust I. CFO-level engagement. Active. MQval® 83.75.
Our solution is built on transparency, powered by patented AI/ML technology. Collateralized Municipal Loan Obligations (CMLOs®) are securitized pools of high-quality municipal revenue bonds. Same structure. Safer collateral. Higher yield.
MUseQ® is the first analytical platform that provides direct and objective, real-time relative default risk evaluation across heretofore segregated asset classes.
Financial architecture organically placed at the structural center point between heretofore segregated asset classes in order to reveal the true quality and pricing strength of public finance related credits.
